The Importance of Pre-Approvals If you haven’t started your property search, or are still looking, a pre-approved loan can be very useful. It gives you a clear picture of what your spending limits are and gives you peace of mind that if you find a property you are really interested in you can move quicklyContinue Reading
As widely anticipated, in the final rate announcement for 2018, the Reserve Bank of Australia has left the official cash rate unchanged at 1.5% for the 28th consecutive time. The RBA continues to balance the positive parts of the economy including strong infrastructure spending, increased export earnings and 5% unemployment with some of the negativeContinue Reading
When it comes to buying a house, the kitchen is one of the most important features home buyers take into consideration. If your kitchen is more drab than fab, it’s time for a spruce up. Too often when we talk about renovations it can seem overwhelming – too costly, too hard, too time consuming. ButContinue Reading
Is the Great Australian Dream to own your own home over? That’s the question on the lips of Millennials around Australia… and indeed many of their parents who are still providing a roof over the head of these 20-plus somethings. Owning your own home used to be considered a rite of passage. Finally, you’ve leftContinue Reading
Christmas is a magical time of year but it’s all too easy to get caught up in the holiday hysteria and end up spending much more than you intended on family, friends and even yourself. We’ve put together a set of tips to help you avoid breaking the bank and falling into debt, making yourContinue Reading
As the nation stops to enjoy today’s Melbourne Cup, the only sure bet of the day was that the Reserve Bank of Australia would leave the official cash rate unchanged at 1.5% for the 27th consecutive time. Rates remain on hold while the RBA assesses domestic factors including slow economic growth, falling house prices andContinue Reading
The Reserve Bank of Australia has decided to leave the official cash rate unchanged at 1.5% for the 26th consecutive time. I’d like to share today’s rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. In making this decision the RBA looks to have balanced low unemployment, strongContinue Reading
The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5% with the last rate move back in August 2016. I’d like to share today’s rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. In making this decision the RBA looks toContinue Reading
If Dorothea Mackellar was here today she might replace her famous poetry line about “ragged mountain ranges” with one about the country’s home price ranges. Just like our natural geography, the nation’s property landscape is one of contrasts. Predicting which markets are on the up and which are heading south is never an exact scienceContinue Reading
While prices are a product of supply and demand, it’s worth understanding the factors that sit beneath both sides of the equation. In other words, what drives supply and what drives demand? INCOMES Higher household incomes, thanks largely to two-income couples, have seen Australians seek better quality housing, invest more in property and bid-up pricing.Continue Reading