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The Importance of Pre-Approvals

The Importance of Pre-Approvals If you haven’t started your property search, or are still looking, a pre-approved loan can be very useful. It gives you a clear picture of what your spending limits are and gives you peace of mind that if you find a property you are really interested in you can move quicklyContinue Reading

Final RBA announcement for 2018 leaves cash rate Unchanged at 1.5%

As widely anticipated, in the final rate announcement for 2018, the Reserve Bank of Australia has left the official cash rate unchanged at 1.5% for the 28th consecutive time. The RBA continues to balance the positive parts of the economy including strong infrastructure spending, increased export earnings and 5% unemployment with some of the negativeContinue Reading

The RBA has opted to leave the official cash rate on hold at 1.5%.

The Reserve Bank of Australia has decided to leave the official cash rate unchanged at 1.5% for the 26th consecutive time. I’d like to share today’s rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. In making this decision the RBA looks to have balanced low unemployment, strongContinue Reading

National property pulse check – what’s happening in your market?

If Dorothea Mackellar was here today she might replace her famous poetry line about “ragged mountain ranges” with one about the country’s home price ranges. Just like our natural geography, the nation’s property landscape is one of contrasts. Predicting which markets are on the up and which are heading south is never an exact scienceContinue Reading

Factors affecting our property prices

While prices are a product of supply and demand, it’s worth understanding the factors that sit beneath both sides of the equation. In other words, what drives supply and what drives demand? INCOMES Higher household incomes, thanks largely to two-income couples, have seen Australians seek better quality housing, invest more in property and bid-up pricing.Continue Reading